The Coolest Paycheck Experience

No borders. No delays. Just your money
and your life, on your terms.

Freelancers, digital nomads & remote workers trust Ontop.
Global payments made easy—because your time is valuable.
Workers worldwide getting
paid smarter.

Unlock Your Perks –
Elevate Your Journey!

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Your Ontop Wallet
– Your Power

Ontop App

Your money, instantly available. Anywhere,
anytime.

  • Get paid in USD and hold your money with no limits.
  • Send, receive, and withdraw worldwide—on your terms.
  • No delays. No extra fees.  Just your money, ready to use.

Ontop Wallet

at a Glance:

  • Instant USD payments—hold, send, withdraw.
  • Live, work & spend on your terms.
  • Freedom to operate globally without relying on traditional banks.

Your Ontop Card
– Swipe. Tap. Win.

Phone and card

A card built for digital nomads, freelancers, and global hustlers.

  • Accepted worldwide —online and in-store.
  • Available as a digital or physical card.
  • Extra security with dynamic CVV & instant freeze options.

Why Everyone’s
Using It:

  • Get up to 4% cashback and save up to $200/month.
  • Exclusive VIP Perks & Rewards – Includes lifestyle benefits for travel, wellness, and dining
  • Payments in 120+ Countries – The card is accepted worldwide, making it easy to pay and withdraw money anywhere.
Double Ontop Card